Beware of door knocking roofing companies attempting to have you sign an upfront “insurance contingency contract" and help you file an insurance claim. They may offer you all kinds of incentives in order to get you to sign a contract. the most popular tactic is to offer you a "Yard sign allowance" and free "Shingle upgrade". The truth is, you can get these offers at anytime. So, only sign a contract once you are ready.
Another tactic is they tell you their presence is needed during your insurance inspection to point out hail damage to the adjuster or your claim may be denied. This is not always true.
Insurance adjusters are highly trained in the assessment of hail damage. Most roofing sales people just stand on the roof and annoy the insurance adjuster during insurance inspection. Hail damage is obvious. The reason roofers want to be present during the insurance inspection is they want to make it look like they got your roof approved. In actuality, if you do have obvious hail damage, it will be approved without the roofer being present. If your roof is approved by insurance and you signed a contract contingent upon insurance approval, then congratulations, you are now stuck with that roofing company and they did nothing to earn it.
Did your roofer even write an estimate for you?
The latest tactic by roofing companies is to not write a roof estimate and to work off your insurance estimate. The roofing industry has "Dumbed down" the sales person position to a point where they do not know how to write a roof estimate. Would you really hire a roofing company that can't write an estimate? Contact Rosner Roofing for your free roof inspection and free estimate.
Remember, all roofing companies work for the insurance estimate price. Most roofing companies will not write estimates for fear of over estimating the roof price and thus, losing the job. A roof estimate over the insurance estimate is not always bad because they have to take all roof issues into account. However, it is not a common practice for insurance companies to pay for certain items such as code items or "If incurred" items on the initial estimate. These items need to either be pre-approved prior to work beginning or take the risk of supplementing the insurance company after work is completed and possibly be reimbursed.
IF YOU HAVE READ THIS FAR, THEN ROSNER ROOFING WANTS TO WORK FOR YOU! Contact Rosner Roofing now for your free roof inspection and free roof estimate.
Get a Roof Estimate
Beware of roofing companies that don’t write roof estimates. Most of these contracts state that if your roof gets approved by your insurance carrier then you agree to give them the roof job, even if they do nothing to earn it! Then they work off the insurance estimate figures, never having to write their own estimate.
Do's and Don'ts
Don’t let just anyone get on your roof. Many times door to door solicitors will attempt to inspect your roof or telemarketers will attempt to set an appointment for their company’s roof inspector. Do your research and don’t be fooled. Most of these so called roof inspectors have no experience in assessment of storm related damages, just ask them for proof of professional education and training certifications before they get on your roof. Rosner Roofing Credentials click here.
Don’t sign upfront “insurance contingency” contracts. There are no upfront contracts to sign with a blank price at Rosner Roofing. Besides, it’s the law! Colorado contract law requires any contract over $1,000.00 must have a price on it. We feel that our hard work and time invested in your project before you sign a contract with us will prove that Rosner Roofing is the best choice for your roofing needs.
Don’t add a layer of roofing on top of your existing roofing without checking your roof’s structure and condition. Let us help you understand the requirements of the new material, and consulting with your local building department. Though you can often add a second layer of asphalt-shingles directly on top of one existing layer, additional layers will add significantly to the weight of your roof. Furthermore, an additional layer of shingles makes the top layer of shingles more susceptible to hail and wind damage.
Do make sure your roof is applied over the type of surface recommended by the manufacturer. Some materials, such as asphalt/fiberglass shingles and tile, should be applied over a base of solid sheathing such as plywood. Others, such as wood shingles, require open sheathing (spaced decking) so the surface material can “breathe.” However, many of the older homes in Denver have multiple asphalt shingle layers installed over the original wood shake shingles.
Denver building code requires all layers be removed down to the spaced decking and new sheathing be installed over the entire roof. Many times the wood shake shingles are covered by metal flashing and cannot be seen from the ground. The best way to tell if your roof has wood shake shingles underneath is to access the attic and look at the underside of the roof. If you do have wood shake shingles underneath, you will be able to see the layer of wood shakes through the gaps in the spaced deck boards.
Do coordinate new gutters and downspouts with the roofing installation. The best types of gutters are those that are integrated into the roofing system with proper metal flashing called drip edge.
Do install any new skylights before your new roofing is applied. Proper flashing is critical to ensuring that a skylight won’t leak, and it’s best to install the flashing during roof installation.